Real Estate Loans

Malden FCU is proud to offer our members Federally Secure Mortgage Programs – FHA, VA, Rural Housing, and Reverse Mortgages. Several Options for members looking to purchase or refinance and receive cash out.

FHA/FHA 203K

Purchases or Refinances with lower Fico scores and higher LTV’s. Solid fixed rate loans. Also loan rehabilitation on new or current homes.

VA Mortgages

30 Year Fixed Rates 100% Financing No PMI Available on a purchases and 90% ltv cash out.

Reverse Mortgages

A valuable financial tool for seniors, 62 and older. This mortgage option gives them the opportunity to increase their monthly cash flow so they may live their life to the fullest.

Rural Housing

100% financing on purchases in small suburban/rural areas. No PMI.

Conventional

Very Competitive Fannie Mae and Freddie Mac Rates.

 

View Rates Apply Online

Important Notice! Above Mortgage products offered in partnership with Allanach Mortgage Group. Broker’s licenses MA# MB6033, NH# 5616, CT# 7160, FL# 345902, RI# 20051935LB

Fixed Rate Home Equity

If you want the flexibility of ready cash to remodel your home, consolidate your debt, buy a new car or manage unexpected expenses a home equity loan may be the best option for you.

  • Check access for an easy hassle-free way to get the cash you need.
  • Terms available are 7, 10, 15 and 20 Years

Home Equity Line of Credit

If you want the flexibility of ready cash to remodel your home, consolidate your debt, buy a new car or manage unexpected expenses a home equity line of credit may be the best option for you. The line of LOC is 20 year term, 10 yr draw , 10 yr payback period.