When you’re looking for excellent rates on loan products, look no further – Malden FCU have the competitive rates you’re looking for.


Effective as of September 1, 2023.

Auto Loan Rates
Type Maximum Amount Term Rate as low as
New Auto 110.00% 2 – 5 Years 5.90%
Used Auto (Under 4 Years Old) 100.00% 2 – 5 Years 6.40%
Used Auto (Over 4 Years Old; No More Than 10 Years) 100.00% 2 – 5 Years 7.40%

 

Loan Rates
Type Maximum Amount Term Rate
Credit Card Visa - No Annual Fee As low as 9.90%
Credit Card Consolidation Risk > 700
660<Risk< 700
Risk < 660
$15,000
$12,000
$10,000
4 yr
4 yr
4 yr
8.75%
10.75%
13.00%
Credit Card Consolidation Risk > 700
660<Risk< 700
Risk < 660
$15,000
$12,000
$10,000
5 yr
5 yr
5 yr
9.75%
11.75%
14.00%
Personal Risk > 700
660<Risk< 700
Risk < 660
$10,000
$10,000
$10,000
5 yr
5 yr
5 yr
11.00%
13.00%
15.00%
Education Loan Risk > 700
660<Risk< 700
Risk < 660
$10,000
$10,000
$10,000
1-6 yr
1-6 yr
1-6 yr
5.9%
7.9%
9.9%
Home Improvement Risk > 700
660<Risk< 700
Risk < 660
$10,000
$10,000
$10,000
5 yr
5 yr
5 yr
8.90%
10.90%
13.00%
Share Secured - n/a 5 years 3% Above Share Rate

Loan Rates are determined by your Credit Score.

All Rates are Subject to Change Without Notice.

Calculators