When you’re looking for excellent rates on loan products, look no further – Malden FCU have the competitive rates you’re looking for.
Effective as of September 1, 2023.
| Type | Maximum Amount | Term | Rate as low as |
|---|---|---|---|
| New Auto | 110.00% | 2 – 5 Years | 5.90% |
| Used Auto (Under 4 Years Old) | 100.00% | 2 – 5 Years | 6.40% |
| Used Auto (Over 4 Years Old; No More Than 10 Years) | 100.00% | 2 – 5 Years | 7.40% |
| Type | Maximum Amount | Term | Rate | |
|---|---|---|---|---|
| Credit Card Visa | - | No Annual Fee | As low as 9.90% | |
| Credit Card Consolidation | Risk > 700 660<Risk< 700 Risk < 660 |
$15,000 $12,000 $10,000 |
4 yr 4 yr 4 yr |
8.75% 10.75% 13.00% |
| Credit Card Consolidation | Risk > 700 660<Risk< 700 Risk < 660 |
$15,000 $12,000 $10,000 |
5 yr 5 yr 5 yr |
9.75% 11.75% 14.00% |
| Personal | Risk > 700 660<Risk< 700 Risk < 660 |
$10,000 $10,000 $10,000 |
5 yr 5 yr 5 yr |
11.00% 13.00% 15.00% |
| Education Loan | Risk > 700 660<Risk< 700 Risk < 660 |
$10,000 $10,000 $10,000 |
1-6 yr 1-6 yr 1-6 yr |
5.9% 7.9% 9.9% |
| Home Improvement | Risk > 700 660<Risk< 700 Risk < 660 |
$10,000 $10,000 $10,000 |
5 yr 5 yr 5 yr |
8.90% 10.90% 13.00% |
| Share Secured | - | n/a | 5 years | 3% Above Share Rate |
Loan Rates are determined by your Credit Score.
All Rates are Subject to Change Without Notice.